March 18, 2019

No Image

The Cost Of Student Debt

student debt

Getting a higher education degree — whether it’s an Associate’s, a Bachelor’s, or something else — increases your earning potential over your life. But going to school is expensive, and Americans have more than $1.5 trillion worth of outstanding student debt. That debt isn’t exclusively held by the students: people over 60 are the fastest-growing segment of student loan borrowers, as parents and grandparents are increasingly taking out loans to help their kids and grandkids go to college.

Jill Schlesinger, CFP and author of “The Dumb Things Smart People Do With Their Money,” joins to talk student debt and look at how parents and grandparents can talk to their kids about college without sacrificing their own financial futures.

Music by Drop Electric. Find us: Twitter/ Facebook.

Subscribe to our show on Apple Podcasts, PocketCasts and NPR One.

Let’s block ads! (Why?)


No Image

Why The Promise Of Electronic Health Records Has Gone Unfulfilled

The reality of electronic medical records has yet to live up to the promise.

suedhang/Getty Images/Cultura RF


hide caption

toggle caption

suedhang/Getty Images/Cultura RF

A decade ago, the U.S. government claimed that ditching paper medical charts for electronic records would make health care better, safer and cheaper.

Ten years and $36 billion later, the digital revolution has gone awry, an investigation by Kaiser Health News and Fortune magazine has found.

Veteran reporters Fred Schulte of KHN and Erika Fry of Fortune spent months digging into what has happened as a result. (You can read the cover story here.)

Here are five takeaways from the investigation.

Patient harm: Electronic health records have created a host of risks to patient safety. Alarming reports of deaths, serious injuries and near misses — thousands of them — tied to software glitches, user errors or other system flaws have piled up for years in government and private repositories. Yet no central database exists to compile and study these incidents to improve safety.

Signs of fraud: Federal officials say the software can be misused to overcharge, a practice known as “upcoding.” And some doctors and health systems are alleged to have overstated their use of the new technology, a potentially enormous fraud against Medicare and Medicaid likely to take years to unravel. Two software-makers have paid a total of more than $200 million to settle fraud allegations.

Gaps in interoperability: Proponents of electronic health records expected a seamless system so patients could share computerized medical histories in a flash with doctors and hospitals anywhere in the United States. That has yet to materialize, largely because officials allowed hundreds of competing firms to sell medical-records software unable to exchange information among one another.

Doctor burnout: Many doctors say they spend half their day or more clicking pull-down menus and typing rather than interacting with patients. An emergency room doctor can be saddled with making up to 4,000 mouse clicks per shift. This has fueled concerns about doctor burnout, which a January report by the Harvard T.H. Chan School of Public Health, the Massachusetts Medical Society and two other organizations called a “public health crisis.”

Web of secrets: Entrenched policies continue to keep software failures out of public view. Vendors of electronic health records have imposed contractual “gag clauses” that discourage buyers from speaking out about safety issues and disastrous software installations — and some hospitals fight to withhold records from injured patients or their families.

Kaiser Health News is an editorially independent news service supported by the nonpartisan Kaiser Family Foundation. KHN is not affiliated with Kaiser Permanente.

Let’s block ads! (Why?)


No Image

Popping In For a Pint And Tune At The Cobblestone In Dublin

Dublin’s Cobblestone Bar

Kimberly Junod/WXPN


hide caption

toggle caption

Kimberly Junod/WXPN

Ask anyone in Dublin to recommend a pub with traditional Irish music, and you’re likely to hear about The Cobblestone. For our last World Cafe dispatch from Ireland, we pop into the cozy spot in Smithfield and can immediately see why this place is beloved by locals, tourists and musicians from far and wide. It’s warm and welcoming with a big, long bar filled with people leaning over each other and laughing and clinking glasses. And at the front of the room there are about a dozen musicians packed into this little nook — it’s a jigsaw puzzle of fiddles and guitars and pints resting precariously between elbows on tables.

Tom Mulligan, who has owned the pub for 30 years, says,”Conversation is the greatest thing that was ever invented.” Mulligan hopes people talk to each other as much as they listen to the music at The Cobblestone. He also tells the story of that time Steve Martin popped by to play some banjo and left on his private jet. Come along for a pint, in the player.

Let’s block ads! (Why?)


No Image

Minnesota High School Basketball Game Has A Fantastic Finish

After a last-second basket, Albany fans stormed the court. The referees conferred and it was determined the basket didn’t count, and Albany had lost. That’s when Melrose fans stormed the court.



STEVE INSKEEP, HOST:

Good morning. I’m Steve Inskeep with congratulations to two Minnesota high school basketball teams because fans of both thought they’d won the same game. Albany made a last-second basket to seemingly win. Its students stormed the floor. Then referees conferred. The last-second shot was actually a just-after-the-last-second shot, a buzzer beater that did not beat the buzzer. Albany had actually lost. So their fans retreated. And fans for the other team, Melrose, stormed the court instead. It’s MORNING EDITION.

Copyright © 2019 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.

NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR’s programming is the audio record.

Let’s block ads! (Why?)